Plant: Getting Married? Pick a Financial Planner First!

By: Richard Hitchcock CFP® Our earliest memories probably contain some reference to money, how to handle it and some basic ideas on spending.  We get these memories from watching our parents live their lives.  Subconsciously we pick up clues of which we may not be aware.   That’s why it’s important for couples planning to […]

Enjoy: Making Sense of the IRA-RMD-QCD!

By: Ian M Maddox, CRPS® ENJOY (60+): The Planning Phase Not too many people enjoy paying taxes.  Of course, we value the services they provide: schools, fire and police protection, judicial systems and our military.   But, since I am as guilty as the next guy or gal, my pen hesitates on that IRS check […]

Grow: Tackle the Debt

By: Richard Hitchcock, CFP® (This article is mainly addressed to those in the middle years of their life. What we call the GROW phase.) It’s not uncommon for people in their middle age years to still have debt carried over from college and from their early years of beginning a family. Priorities of life left […]

PLANT: AVOIDING THE MILLENNIAL SAVINGS CRISIS

By: Ian Maddox, CRPS® This may not come as a surprise, but many 20-somethings in the U.S. have not saved a single dime towards future needs. There are many reasons for this, but the simple fact of the matter is that if this trend does not reverse, it could be devastating for an entire generation […]