Entries by TRC_admin

Enjoy: Women Retirees Face Unique Challenges

By: Ian M Maddox, CRPS® ENJOY (60+): The Planning Phase The current cultural climate seems to suggest risk to anyone willing to compare or contrast behavioral differences between men and women.  Unfortunately, wealth management professionals really can’t avoid these comparisons.  Our job is to help people, whomever they may be, to navigate a plethora of […]

Grow: RISK!

Grow: RISK! By: Ian Maddox, CRPS® 2017 proved to be an outstanding year in the stock market, almost completely void of volatility.  2018, on the other hand, has delivered a series of ups and downs, and as of today, the major indexes have made little progress. Broad market volatility and interest rate movements have kept stocks and […]

Plant: What Exactly IS Financial Planning?

By: Ian M. Maddox CRPS® At its very basic level, Financial Planning has existed for all human history.  Sure, in ancient times we didn’t have fancy currency, exotic investment vehicles and insurance products, or even a concept of saving for college or retirement.  We did, however, have a need to identify, measure, manage, and trade […]

Grow: The College Conundrum

Grow: The College Conundrum By: Ian Maddox, CRPS® By the beginning of a student’s junior year of high school parents and kids (typically an emphasis on the parent part of the equation) become hyper focused on the next steps.  College entrance exams, career preparedness, school selection and ultimately how it all gets paid for are top of […]

Plant: Getting Married? Pick a Financial Planner First!

By: Richard Hitchcock CFP® Our earliest memories probably contain some reference to money, how to handle it and some basic ideas on spending.  We get these memories from watching our parents live their lives.  Subconsciously we pick up clues of which we may not be aware.   That’s why it’s important for couples planning to […]

Grow: Tackle the Debt

By: Richard Hitchcock, CFP® (This article is mainly addressed to those in the middle years of their life. What we call the GROW phase.) It’s not uncommon for people in their middle age years to still have debt carried over from college and from their early years of beginning a family. Priorities of life left […]

PLANT: AVOIDING THE MILLENNIAL SAVINGS CRISIS

By: Ian Maddox, CRPS® This may not come as a surprise, but many 20-somethings in the U.S. have not saved a single dime towards future needs. There are many reasons for this, but the simple fact of the matter is that if this trend does not reverse, it could be devastating for an entire generation […]

The Trump Economy: The Economic Impact of POTUS

The Economic Impact of POTUS   We have just completed the most contentious presidential election in contemporary history. Thank goodness it’s over (I know you agree)!  Whether you were pleased with the outcome, devastated or somewhere in between, we have begun a new era with Mr. Trump at the helm.  Yet to be determined are […]