Plant: Student Debt—The Big Payback

  When you take out a loan to pay for college or graduate school, you must repay that loan at some future date. If you find yourself in the position of having to budget every month for a student loan payment after graduation, you are not alone. Many students now borrow at least some money […]

Plant: What Exactly IS Financial Planning?

By: Ian M. Maddox CRPS® At its very basic level, Financial Planning has existed for all human history.  Sure, in ancient times we didn’t have fancy currency, exotic investment vehicles and insurance products, or even a concept of saving for college or retirement.  We did, however, have a need to identify, measure, manage, and trade […]

Plant: Getting Married? Pick a Financial Planner First!

By: Richard Hitchcock CFP® Our earliest memories probably contain some reference to money, how to handle it and some basic ideas on spending.  We get these memories from watching our parents live their lives.  Subconsciously we pick up clues of which we may not be aware.   That’s why it’s important for couples planning to […]

PLANT: AVOIDING THE MILLENNIAL SAVINGS CRISIS

By: Ian Maddox, CRPS® This may not come as a surprise, but many 20-somethings in the U.S. have not saved a single dime towards future needs. There are many reasons for this, but the simple fact of the matter is that if this trend does not reverse, it could be devastating for an entire generation […]